SVP, Team Lead, Credit Portfolio Management & Reporting, Risk Management Group

Business Function
Risk Management Group (RMG) is responsible for the development and maintenance of risk management and internal control frameworks. We provide independent review and challenge to business to ensure that appropriate balance is considered in risk/return decisions. In addition, RMG is responsible for the monitoring and reporting on key risk issues of the Bank. To manage risk effectively and deliver strong financial performance, we invest significantly in our people and infrastructure.

Responsibilities:

• • Lead and manage the credit portfolio management & reporting team of Consumer Banking Credit
  • Analyze and validate data from credit bureau in facilitating and/or making recommendation on formulation of credit strategies and portfolio actions for different customer segments from various loan products
  • Analyze acquisition and performance data in facilitating and/or making recommendation on formulation of credit strategies for acquisition of target customer segments
  • Understand and monitor the key risk drivers to ensure the portfolio is in line with regulatory requirements
  • Take initiatives to review, streamline and digitize the current workflow and Management reporting
  • Support data analytic initiatives in response to business needs and economic environment
  • Perform delinquency portfolio analysis for different loan products, understanding new flow situation and credit performance in facilitating the projection of delinquency, write-off and credit provision
  • Perform vintage & portfolio analysis for maintaining/improving asset quality as well as projection of credit provision

Requirements:

• • Bachelor Degree or above major in Statistics / Finance / Risk Management/ Business Administration
  • Minimum 12 years relevant experience in Consumer Banking or Credit Risk Management
  • Strong leadership experience and people management skills
  • Good knowledge in statistics and proficiency in Python, SAS and other data analytical/Business Intelligent tools, e.g. Alteryx, Qlik
  • Technical expertise regarding data models, database design development, data mining and segmentation techniques
  • Strong interpersonal and stakeholder management skills, good ability to work with other credit units / other departments with result delivery
  • Good command in both written and spoken English

Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognizes your achievements.
We regret only shortlisted candidates will be notified.