Back and Middle Office Expert Back and Middle Office Expert …

The Back and Middle Office department at RiverBank conducts all loan and deposit administration and monitoring and you have ideally at least 5 years experience in loan administration at a bank

RiverBank is a specialised lender dedicated to financing Small and Medium Enterprises and Real Estate firms in the Netherlands, Germany and France. RiverBank operates under a full European Banking License allowing to cover all European countries.

RiverBank’s mission is to combine the best of the fintech and banking world. As experienced bankers, we commit the bank's balance sheet to grant loans which we analyse using a fundamental credit approach. As a fintech player, we digitally source, process and monitor the loans. Riverbank is growing fast both organically and through acquisitions.

As a young company, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team work. RiverBank will offer an entrepreneurial environment within the regulatory banking framework - a place for people to learn, to achieve and grow. Our culture will promote diversity and individual perspectives in an international environment, represented by more than 10 nationalities.

Your responsibilities will encompass

• Administration of loan portfolio in Netherlands, France, Germany.
• Monitoring of loan collections and covenants.
• Ensuring accurate, complete and up to date loan files are maintained.
• Onboarding, KYC and administration of customer deposits.
• Ensure all deals are correctly represented in all bank systems.
• Correspondence with external counterparties.
• Investigation of discrepancies and related follow-up actions.
• Maintenance of bank documentation.
• Daily reconciliation of bank accounts movements and balances.
• Stakeholder reporting of activity.

 

Skills and Competencies

• 5-10 years of back office of loan administration experience in a bank.
• Good knowledge of loan administration (mandatory).
• Skills in loan document inventory management and record keeping.
• Experience with SWIFT/BIC payments.
• Experience in T24/Temenos or other bank back office (not funds) an advantage.
• Strong IT and systems skills (Excel proficiency, loan management systems, electronic banking systems).
• High attention to detail and ability to multitask.
• Ability to work quickly and accurately under pressure to meet required deadlines.
• Strong problem solving and analysis skills, combined with effective judgment and communication skills.
• Team player with good relationship building skills. The position requires continuous interaction with other internal departments and external partners.
• Strong verbal and written communication skills.
• Fluent in English and one or more of French, German or Dutch would be an advantage.