Job Description

You enjoy shaping the future of product innovation as a core leader, driving value for clients, guiding successful launches, and exceeding expectations.

You are joining the JPMorgan Payments Data & Analytics team at the start of something new. Our team is building an Agentic Treasury (AT) capability for our clients - a suite of AI agents that will automate and augment how corporate treasurers manage cash management, receivables, payables, cash flow forecasting, and working capital decisions. You will take us on a 0-1 journey from proof-of-concept to production-grade, client-ready systems, and you will own the product thinking that makes that happen. You will be embedded in the Payments ecosystem, working hand-in-hand with colleagues from functions like data science, engineering, design, legal, etc. You would help translate a complex, multi-stakeholder landscape into a coherent agent product that only JPMorgan can build.

As a Product Manager, Agentic Treasury- Payments Data & Analytics in our Payments business, you are an integral part of the team that innovates new product offerings and leads the end-to-end product life cycle. As a core leader, you are responsible for acting as the voice of the client and developing profitable products that provide client value. Utilizing your deep understanding of how to get a product off the ground, you guide the successful launch of products, gather crucial feedback, and ensure top-tier client experiences. With a strong commitment to scalability, resiliency, and stability, you collaborate closely with cross-functional teams to deliver high-quality products that exceed client expectations.

Job responsibilities

• Own end-to-end product management for the AT initiative - from Proof-of-Concept scoping and design through iterative build, internal validation, and eventual production-grade client delivery
• Define and maintain the AT product roadmap, translating organizational strategy, partner team inputs, and emerging agentic AI capabilities into a sequenced, prioritized backlog
• Partner deeply with internal Payments business lines to align on data availability, capability dependencies, API integration points, and go-to-market sequencing
• Lead cross-functional delivery across data science, engineering, design, legal, compliance, and risk - driving alignment on scope, acceptance criteria, and release readiness
• Define agent behavior specifications: what data each agent consumes, what decisions it makes or recommends, what human-in-the-loop checkpoints are required, and how performance is measured
• Own documentation rigor: product requirements, agent logic specs, partner integration playbooks, and decision logs that make complex interdependencies legible across a large organization
• Drive sprint-level execution using agile methodologies - backlog grooming, sprint planning, standup, and retrospective - keeping a distributed, multi-team effort on track
• Establish and track product KPIs across the AT agent suite: automation rates, exception volumes, STP improvement, time-to-resolution, and adoption metrics that demonstrate business impact
• Communicate product status, trade-offs, and strategic decisions clearly upward to senior leadership and laterally across partner teams

Required qualifications, capabilities, and skills

• 5+ years of product management experience in a complex, cross-functional environment - you have shipped products that required navigating multiple internal stakeholders with competing priorities
• Proven ability to move from ambiguous problem space to structured product definition - you have written the PRD when there was no template, and built the roadmap when there was no precedent
• Strong command of agile delivery: you have managed engineers, run sprints, unblocked teams, and made real prioritization calls under pressure
• Demonstrated experience working across organizational boundaries - business, technology, legal, risk, compliance - to get something built and launched
• Excellent written and verbal communication - you can write a crisp one-pager for a senior executive and turn around a detailed spec for an engineer
• Bachelor's degree in a quantitative, technical or business discipline

Preferred qualifications, capabilities, and skills

• Experience in financial services, payments, or enterprise treasury/fintech - familiarity with how corporate clients think about cash positioning, AR/AP workflows, and working capital
• Exposure to AI/ML product development - you have worked alongside data scientists, understand what "agentic" systems are, and have a point of view on what production-ready AI behavior looks like
• Familiarity with payment rails (ACH, RTP, FedNow, SWIFT, Fedwire) or treasury management platforms (Kyriba, ION, SAP TRM, FIS) from a product or implementation perspective
• Prior experience at a management consulting firm, fintech, or enterprise software company where ambiguity was the default condition
• Ability to engage technical depth - Python, SQL, or equivalent - sufficient to interrogate data, validate logic, and have credible conversations with engineering partners

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

A part of the Commercial & Investment Bank, J.P. Morgan Payments enables organizations of all sizes to execute transactions efficiently and securely, transforming the movement of information, money, and assets. The team of experts tackles complex challenges at every stage of the payment lifecycle. And their industry-leading solutions facilitate seamless transactions across borders, industries, and platforms.

Operating in over 160 countries and handling more than 120 currencies, J.P. Morgan Payments business is the largest processor of USD payments, with a daily transaction volume of $10 trillion.